Top 10

best balance transfer cards

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1.

ICICI Bank Balance Transfer Credit Card

– You can enjoy the service without any documentation, whatsoever. – You will be deemed eligible to transfer debt up to 3 Lakh. – You can choose a repayment tenure of either 3 or 6 months. – You can benefit from the low balance transfer interest rate.

2.

SBI Balance Transfer for Credit Card

– You can enjoy 0% interest for a total of 60 days. – For 180 days, the interest charged on your balance will remain as low as 7%. – You can transfer a maximum of 75% of your credit limit to the new card, the minimum being Rs. 5,000.

3.

HSBC Bank Balance Transfer Credit Card

– A balance transfer EMI facility. – A loan tenure of 3,6,9,12,18 or 24 months, depending on your financial situation. – Your ability to repay the credit is one of the significant factors for the approval.

4.

Kotak Mahindra BankBalance Transfer Credit Card

– You can transfer a maximum of 75% of your credit limit to the new card, the minimum being Rs. 2, 500. – You can make use of the net banking facility to initiate your Transfer Credit Card.

5.

HDFC BankBalance Transfer Credit Card

– You can enjoy the service without any documentation, whatsoever. – You can choose a monthly instalment ranging from Rs. 27 to Rs. 10,000 depending on your balance, as well as your current financial situation. – You can check your balance by getting in touch with the helpline offered by the bank.

6.

– You can enjoy a Balance Transfer of as low as Rs. 5,000. – You can choose a repayment tenure of either 3 or 6 months.

Axis BankBalance Transfer Credit Card

7.

Standard Chartered BankBalance Transfer Credit Card

– You can make a monthly payment of as low as 5% of the transferred amount. – You can enjoy a Balance Transfer of as high as Rs. 5 lakh. – An astoundingly low monthly interest rate of 0.99% will be charged by the bank for the first six months. Once this period is over, the interest rate may vary depending on the chosen card.

8.

PNB Balance Transfer Credit Card

– A repayment tenure of 6 months – A fixed EMI of Rs. 172.50 for every Rs. 1,000 of transfer – A minimum Balance Transfer of Rs. 2,000, while the maximum being 90% of your credit limit

9.

RBL Balance Transfer Credit Card

– You can enjoy the service without any documentation, whatsoever. – You can opt for a repayment tenure of 3, 6 or even 12 months.

10.

IDFC Balance Transfer Credit Card

– You can merge all your existing credit card balances into one. – You can pay off the balance in convenient EMIs at fairy lower rates of interest, – You can opt from one of the various alternatives available such as Simple Personal Loan or Smart Personal Loan for enhanced convenience during repayment of the balance.