Top 10

best cash back credit cards


Axis Bank ACE Credit Card

Axis Bank Ace Credit Card comes with a 2% flat-rate cashback implying that you can earn good value back on all your purchases. This card offers up to 5% cashback on bill payments, DTH, and mobile recharges done via Google Pay, and 4% cashback on specific merchants such as Swiggy, Zomato & Ola. All of these categories are quite practical for everyone.

Flipkart Axis Bank Credit Card is one of the best co-branded credit cards in India. It is best suited for people who are active users of Flipkart, Myntra, and 2GUD, as it gives 5% cashback every time you shop on the given platforms. Besides, 4% cashback on other merchants like ClearTrip, PVR, Uber, and can also be availed.

Flipkart Axis Bank Credit Card


HSBC Cashback Credit Card offers unlimited 1.5% cashback on online purchases and 1% cashback on all other purchases. Hence, the bigger your spendings, the bigger cashback you can fetch. This works very well for those who like to shop online but do not want to be limited to a particular website.

HSBC Cashback Credit Card


HDFC Millenia offers lucrative cashback on not just one, but multiple categories say online shopping, travel, wallet loading, and other offline transactions. You will get 5% cashback on popular websites like Amazon and Flipkart. You will also get cashback on EMIs and wallet loading with this card, which is not so common among cashback credit cards. 

HDFC Millennia Credit Card


Citi Cashback Credit Card is one of the oldest cashback credit cards in India designed to provide exclusive cashback on online as well as offline transactions. It offers 5% cashback on movie tickets, telephone and other utility payments and 0.5% cashback on all other spends.

Citi Cashback Credit Card


Standard Chartered Manhattan Platinum Credit Card thrives to offer everyday cashback and entertainment benefits to its users. This card is good for those who make big purchases at supermarkets, as there is no maximum cap on the amount of cashback.

Standard Chartered Manhattan Platinum Credit Card


Standard Chartered Super Value Titanium Credit Card is one of very few non-branded fuel credit cards in India. The card offers 5% cashback on fuel spent. At this fee range, the reward rate on the credit card is 1 Reward Point per Rs. 150 spent and it gives 5X reward points for overseas point-of-sale spend, which is satisfactory but the base rate could have been better.

Standard Chartered Super Value Titanium Credit Card


Paytm SBI Select Credit Card holds great value for Paytm users not only in the form of cashback across different categories but also in the form of Paytm First Membership. It offers instant cashback and more savings upon using the cards on Paytm Mall and other offline/online platforms. Users of Paytm SBI Select card can fetch up to 5% cashback exclusively for booking travel or movie tickets, the minimum cashback offered is 1% on all other transactions done on offline and/or online platforms.

Paytm SBI SELECT Credit Card


YES Prosperity Cashback Plus Credit Card offers 5% cashback on bills including rent payments, mobile recharge, telephone bill payment, gas and electricity bill payment via YES Bank’s PayNow service. Besides, there is 5% cashback on groceries.

YES Prosperity Cashback Plus Credit Card


SBI Cashback Credit Card offers the highest cashback rate on online spends in comparison to other cashback credit cards in the market, at 5%. Additionally, what makes this card stand out is that there are no merchant restrictions. Thereby, you earn cashback, irrespective of the website you spend on. This is unlikely since many cards offering high cashback usually restrict it to selected platforms. 

Cashback SBI Card