Top 10

best small business credit card

1.

Ink Business Cash® Credit Card

This business card beats out flat-rate cards on select categories. If entertaining clients or fueling up is a regular part of your business world, you're likely to enjoy earning 2 percent cash back at restaurants and gas stations (on your first $25,000 in combined purchases per account anniversary year, then 1 percent).

2.

Capital One Spark Miles for Business

If you make a lot of business trips, the Capital One Spark Miles for Business can help your rewards earnings take off. The unlimited 2X miles on every purchase is great, but it’s even better coupled with the fact that there is minimum redemption and no expiration dates.

3.

Revenued Business Card

This prepaid card and credit line combo bases approvals on your business revenue, not your credit score, so it could make sense if you’ve had trouble qualifying for traditional business cards based on your credit history.

4.

Divvy Business Card

This small business card comes with a number of notable bells and whistles, including budgeting software, expense management tools and a gamified rewards program.

5.

The Hilton Honors American Express Business Card

This business card rewards Hilton loyalists with elevated membership status and includes boosted rewards rates for more than just purchases made at Hilton Hotels. This card also comes loaded with additional features fit for dynamic business owners who are out of town more often than not, including complimentary Priority Pass visits.

6.

Capital on Tap Business Credit Card

Small businesses can get a lot with this low-hassle business card. The card is affordable to hold for a business card, boasting no annual fees or foreign exchange fees for any purchases made abroad. You’ll also enjoy unlimited cards to use for your company and a modest flat-rate of cash back on all purchases.

7.

United℠ Business Card

The United Business Credit Card is a great choice for United business travelers. You can earn miles on United and common business purchases while taking advantage of a number of travel benefits. There’s even a two-tiered sign-up bonus that gives both moderate and frequent business travelers a chance to quickly earn an impressive amount of bonus miles.

8.

American Express® Business Gold Card

For small business owners, this card offers a lot of value despite the hefty annual fee. Many of the rewards categories tend to be heavy-spend for small businesses, which means cash back rewards will stack up fast. And with American Express's impressive list of airline transfer partners, it's an especially great card if you'd like to redeem your rewards for travel.

9.

American Express Blue Business Cash™ Card

Offering a welcome bonus, flexible financing options and decent rewards (albeit subject to an annual cap), the American Express Blue Business Cash Card is decidedly well-rounded for a no annual fee business card. All in all, it’s one of the better cards for new businesses on the market.

10.

Ink Business Preferred® Credit Card

Nearly every type of business—from e-commerce to brick and mortar—could benefit from the rewards that this card brings to the table, from advertising purchases with social media sites and search engines to airfare. Businesses already shouldering high monthly expenditures should consider capitalizing on this card’s top-notch sign-up bonus.